| VISA |
| 9.90% |
Revolving |
$20,000.00 |
| New Car - You may finance up to 125% of the value/purchase price of your NEW car (up to $5000 over retail value for loan payment of your trade-in vehicle). If financing over100%, the interest rates are 0.25% higher than below posted rates and GAP Insurance is required. |
| 3.50% |
36 months |
100% purchase amount |
| 4.00% |
48 months |
100% purchase amount |
| 4.25% |
60 months |
100% purchase amount |
| 7.00% |
72 months |
100% purchase amount
min. amt. borrowed $15,000 |
| Used Car |
| 4.00% |
36 months |
100% lower of book/purchase amount |
| 4.25% |
48 months |
100% lower of book/purchase amount |
| 4.50% |
60 months |
100% lower of book/purchase amount |
| 7.50% |
72 months |
100% lower of book/purchase amount
min. amt. borrowed $15,000 |
| Boats – Maximum $50,000 |
| New (over $20,000 DCR under .38) |
| 9.00% |
72 months |
80% lower of book/purchase amount |
| 8.00% |
60 months |
80% lower of book/purchase amount |
| Used (over $25,000-10 yrs old or newer) |
| 8.50% |
60 months |
75% lower of book/purchase amount |
| RV/Mobile Home (10 yrs old or newer) |
| 8.75% |
84 months |
80% lower of book/purchase amount |
| Education (may refinance yearly) |
| over $10,000 lien on house or shares |
| 7.25% |
60 months |
$10,000/yearly |
| Passbook |
| |
| 4.50% |
60 months |
Savings Amount Pledged |
|
| 5.00% |
120 months |
Savings Amount Pledged |
| First Mortgages – (Maximum $250,000) – No Points |
| 7.00% |
240 months |
20% down or 80% of appraised value |
| 6.25% |
180 months |
20% down or 80% of appraised value |
| 5.50% |
120 months |
20% down or 80% of appraised value |
|
Second Mortgages – Closed End (Home Improvement/Home Equity) (Maximum $70,000) No Points and No Closing Costs |
| 6.50% |
180 months |
Combined mortgages must equal 70% or less of appraised value |
| 5.50% |
120 months |
Combined mortgages must equal 80% or less of appraised value |
| 5.00% |
60 months |
Combined mortgages must equal 80% or less of appraised value |
| Signature Loans* |
|
|
|
|
|
| Closed End |
9.50% |
10.50% |
12 months |
$ 10,000.00 |
| Closed End |
10.50% |
11.50% |
24 months |
$ 10,000.00 |
| Closed End |
11.50% |
12.50% |
36 months |
$ 10,000.00 |
| Closed End |
12.50% |
13.50% |
48 months |
$ 10,000.00 |
| Closed End |
13.50% |
14.50% |
60 months |
$ 10,000.00 |
| Closed End |
14.00% |
15.00% |
72 months |
$ 10,000.00 |
* Full service members can save ¼ off the rate up to 1% for closed end signature loans with each of these services, Direct Deposit, VISA, ATM or Checking (Share Drafts).
* Loan Maximum for combined Signature Loans is $10,000.00
| Special Holiday Loan – Closed End - Limited Time |
| 7.00% |
12 months |
$ 1,000.00 |
Rates are subject to change daily.
