| Type of Account |
Minimum Balance |
Dividend Rate |
APY* |
| Share Draft (checking) |
$0.00 |
0.10% |
0.10% |
| Share (savings) |
$5.00 |
0.20% |
0.20% |
| Christmas/Vacation Club |
$5.00 |
0.20% |
0.20% |
| IRA Shares |
$5.00 |
0.60% |
0.60% |
| Money Market |
Dividend Rate |
APY* |
| $0 to $1,999.99 |
0.20% |
0.20% |
| $2,000.00 to $9,999.99 |
0.40% |
0.40% |
| $10,000.00 to $24,999.99 |
0.60% |
0.60% |
| $25,000.00 to $49,999.99 |
0.80% |
0.80% |
| $50,000.00 and greater |
0.90% |
0.90% |
*Annual Percentage Yield
Dividends on the above shares are paid monthly. Rates are subject to change daily.
| Term of Share Certificates |
Dividend Rate |
APY* |
|
| CD Term 6 months to 10 months |
0.60% |
0.60% |
Pick your own term |
| CD Term 11 months to 18 months |
1.00% |
1.00% |
Pick your own term |
| CD Term 19 months to 28 months |
1.50% |
1.50% |
Pick your own term |
| CD Term 29 months to 36 months |
2.00% |
2.00% |
Pick your own term |
| CD Three Year Bump-Up |
2.00% |
2.00% |
Special one time bump-up |
| IRA one year CD |
1.00% |
1.00% |
|
| IRA two year CD |
1.50% |
1.50% |
|
|
|
|
|
*Annual Percentage Yield
A minimum $2,000 is required, excluding IRA CD's. Dividends are paid at maturity. Penalties for early withdrawal vary with the term. Contact the office for more information. Rates are subject to change daily.
